Fast, Easy Financing

Bad credit? No credit? No problem! Visit Connecticut’s best buy here pay here car dealership today!
We’ll work to get you approved and on the road the very same day!

Fast, Easy Financing

Bad credit? No credit? No problem! Visit our buy here pay here dealer in Manchester, CT today!

Buy Here Pay Here Car Dealership in CT

Since 1995 • Family Owned & Operated

Frank's Auto Credit

Here at our Connecticut buy here pay here car dealership, the car buying process all happens in one place. If that sounds simple and stress-free, it’s because it is! We make life easy by not only offering a variety of quality pre-owned vehicles but we offer financing on them too – we are the bank.

We’ll Work With Any Credit Score

Looking for CT buy here pay here dealer that will work with you? At Frank’s Auto Credit we know how folks can get trapped with a bad credit rating, and we want to help. 100% credit approval is our goal! We specialize in helping people with bad, poor or no credit find a car they need to get back on the road to success. The bank may not understand that you can’t do that with no mode of transport, but we do. Even if you have damaged credit, our buy here pay here dealership work with you to get approved. Our buy here pay here car dealership doesn’t hassle you, we find solutions, and that’s why the approval rate at our BHPH car dealership is so high.

A Simple, Easy, Straightforward Car Buying Process

Most of our used cars can be purchased with a low down payment. After that it’s a simple weekly payment plan to make things easier for you. Getting approved for a car loan at our buy here pay here car dealership couldn’t be easier! We just need a couple of pay stubs from your employer, some personal references, a phone bill, a valid CT driver’s license and a cash down payment.

Stop By Our Buy Here Pay Here Car Dealership Today!

Stop by our Connecticut buy here pay here car dealership and see how we can help you get in a pre-owned vehicle – fast and easy!

Buy Here Pay Here Car Lots in CT

Our Latest Used Cars For Sale

Looking for an affordable, reliable used car for sale in Connecticut? Browse our inventory of quality, used cars under $20,000 for sale here!

Why Frank's Buy Here Pay Here Car Dealership?

From building your credit to quality pre-owned vehicles to easy weekly payments, there are hundreds of reasons to work with our BHPH car dealership. Not sure if we’re the right buy here pay here car dealership for you? Here’s why you should call Frank’s:


Founded by Frank M. Lynch, Frank's Auto Credit is owned and operated by the Lynch family. We value family and will treat you as one of our own.


For nearly 30 years, Frank's Auto Credit has been the go-to buy here pay here dealer that the Greater Hartford community has relied on.


We strive to make buying a quality, used vehicle as simple as possible by offering fast and easy financing for all types of credit scores.


You can build your credit with us! We report your payments to TransUnion so you can build your credit back up with every on-time payment!


Making payments on your new car couldn't be easier. We arrange weekly payments for your vehicle so you never fall behind on your car payment!


All of our vehicles undergo an extensive pre-owned vehicle inspection process to ensure you're purchasing a quality vehicle that will get you from point A to B and beyond.


Rest easy knowing that Frank's Auto Credit offers a 60 day / 3,000 mile warranty on all of the quality, pre-owned vehicles we sell.


Had an accident? Need a car quickly? Not to worry, our buy here pay here dealership works to get you in a car the very same day you visit!


Our BHPH dealership has accumulated hundreds of positive reviews over the years for our customer service and quality selection of pre-owned vehicles.

5 Reasons to Call Frank's!

    ✓ We work with ANY credit score

    ✓ You can buy today and drive today

    ✓ Build your credit with on-time payments through us

    ✓ Low down payments and weekly payments

    ✓ Easy, simple car registration

Buy Here Pay Here Dealership Reviews From Real Customers

Our customers love us! Check out the hundreds of 5-star reviews our buy here pay here car dealership has received!

Google Rating
Based on 316 reviews
Facebook Rating
Based on 10 reviews
Yelp Rating
Based on 7 reviews

Lex M. ★★★★★ 5 stars across the board, seriously. As someone with poor credit, and history of a repo; I was still approved. I did have to pay a little more for the car I wanted, but I still got it… the same day! I went there at 11:30AM, we filled out the paperwork in less than hour. I came back around at 2, settled the deal and I drove out of there around 3. I would say it was worth it. I also want to mention that I already have a car loan open, and this didn’t affect my buying power as much.Thanks to Keith, I got another car. I wish I knew about this business before! Check them out!Hunter O. ★★★★★ Keith is a phenomenal salesman to work with! Definitely coming back!Greg A. ★★★★★ Best place to get a car if you’ve been denied by other places bad credit or just need a car ASAP!Shannon H. ★★★★★ Very patient and friendly staff 😌tabitha F. ★★★★★ When The rest said no they said yes and for that I give them 5stars....Dennis H. ★★★★★ Can't thank Frank's Auto Credit enough. I was literaly stuck in a rut with no vehicle, renting cars left and right with little to no means to a end. Well in the end saw a car I liked put the greens down, the great employees did the paperwork and got it off the lot. THANK YOU GUYS!Melissa R. ★★★★★ Bruce was beyond amazing with helping me find a vehicle that’s perfect for me. He made a big, important purchase feel painless. I recommend Frank’s Auto Credit to any one who wants a smooth, amazing experience with caring sales associates.Conor L. ★★★★★ Good people at Franks’s Auto Credit.Happy ★★★★★ Friendly, Very helpfulRobert B. ★★★★★ Excellent service as alwaysGet you in and out in no timeTransaction is always fast and smoothkat ★★★★★ Great place wonderful people best place too get your vehicle prices within reason and staff will do any and everything too help you into the vehicle of your choice everyone is great there especially Bruce ask for him you will receive the best service , and guidance you need in getting your vehicle Thank you guysOBESETABBY C. ★★★★★ Was a great experience, everything was made simple and the process was as smooth as ever!Angel S. ★★★★★ This place is exactly as advertised! Bruce is awesome and knowledgeable and the process is quick and straightforward im happy i came hereWanda L. ★★★★★ Very friendly customer service and was approved the same day. I highly recommend Franks AutoDevin M. ★★★★★ Go here!!! Great deals and great service!nikki F. ★★★★★ loved the people they helped me buying my first car !!Krista A. ★★★★★ I appreciate and love the staff at Frank's! They are always so helpful and want nothing more to get you in a safe and reliable car!I would recommend Frank's to ANYONE!Ciji H. ★★★★★ Easy, stress-free buying experience, staff is very friendly, knowledgeable and helpful.Matthew V. ★★★★★ Really nice and worked with me to get the right car and if you choose Frank’s Auto they will work with you to get the best car for you. thank you for the best experience that I can haveBrenda M. ★★★★★ One of the best dealership I've ever dealt with. They treat you like family there.linel D. ★★★★★ Bruce and the guys here are awesome get you in and out asap. Very easy to work with. They give you the real family treatment not like the big car companies. I recommend this place as your first choice when it comes to car shoppingMitzia L. ★★★★★ Their quick and easy, and great staffingNoel V. ★★★★★ Friendly workers Bruce is a GREAT salesman although was a little running back and forth on my end and a little bit of a wait he maintained communication with me consistently!Unique S. ★★★★★ Love it here!! Not my first time getting a car from this place, quick process as long as you have everything. If you do you leave the same day with the car, great deals as well when purchasing a car from this place. All workers are great I’ve always had Bruce the best sales man to have. Definitely recommend!!!savannah C. ★★★★★ excellent and fast service. Didn’t have a car i was interested in at first but called me the day after with a car i fell in love with!Jennifer B. ★★★★★ I had a wonderful experience at Franks, everyone was very nice and Keith was very helpful and explained everything with such patience! I would definitely recommend to anybody and I will even purchase future vehicles from them! Got me into a car that I absolutely love with payments I can afford!Alexandra P. ★★★★★ Bruce was extensively helpfulnate ★★★★☆ Pretty cool place respectful workers only issue is that you pay for ur car payments weekly or biweeklyWilliam P. ★★★★★ Great place very friendlyAlexis C. ★★★★★ Great service very nice people 😊js_loader

Contact Frank’s Buy Here Pay Here Car Dealership

Visit our buy here pay here car dealership at 285 Broad Street in Manchester, CT, give us a call at (860) 649-3000 or send us a message here and we’ll be in touch!

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