The Bad Credit Car Dealer Process

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When your credit is bad, it can seem like nobody in the world wants to help you out.

Rejection after rejection piles up, and approvals are nowhere in sight.

It can seem like the whole world is conspiring to ensure that you are constantly broke, and that there is never anything you can do to change that.

Need a new car to get to a new job to help fix your credit rating? That’s fine, but you are you going to get that car with the threat of bad credit hanging over your head? Sometimes the world is a nasty place to live.

But then again sometimes it’s not. Sometimes there are people who only want to help others out. Sometimes – gasp – people are willing to help others out and expect nothing in return.

Do you remember a time like that? We sure do.

At Frank’s Auto Credit, we want to help our customers out. Building a culture where those who’ve fallen on financial difficulties or hard times have somebody on their side is important to us.

That is why we say that ‘bad credit is no problem’. That is why we say that ‘no credit is no problem’.

This is why we guarantee 100% credit approval to all of our customers, no matter the credit circumstances.

So, how does the whole bad credit car dealer process work?  At Frank’s we make it as easy as possible. All we ask from customers is that they bring along a few simple pieces of information to help us out.

When you come in to our shop we will help you out there and then, and all we ask is that you’re over 18, have a job (and we do mean ANY job) and are able to bring a few pieces of information with you to prove this to us.

We require a valid driver’s licence, a phone bill that serves as proof of your current address, and two recent pay stubs from your current place of employment. It is also a requirement that all our customers are over the age of eighteen.

We also ask for a small cash down payment, which is determined by the value of the car you wish to purchase. For example, we’re currently selling a 2008 Toyota Prius Hybrid currently for $11,995. That Prius can be yours for a down payment of $800.00, plus a weekly payment of just $100 for 157 weeks.

Take another example: A 2005 Chevrolet Impala going for $10,995 can be yours for a down payment of $100 and a further 139 weekly payments of $100.

You walk in, find a car you want, and we do our best to help you pay for it. It’s that simple. We don’t check your credit history because we don’t need to. We aren’t looking to judge our customers, and we aren’t trying to make life any more difficult for them than it needs to be. We just want to help.

Once you have found your car, and brought us the required information, all we ask is that you fill out a simple form. It isn’t scary. It doesn’t ask for unnecessary personal details, because we don’t judge. Visit our application form here to get started. We can also assure that will treat all personal information with the utmost discretion and security.

And that’s it. There are no more steps, no hidden loopholes. We want to help out, not catch them out. We want to give people with bad credit a leg up, not kick them while they’re down.

We want, above all else, to help.