Fast, Easy Financing

Bad credit? No credit? No problem! Visit Connecticut’s best buy here pay here car dealership today!
We’ll work to get you approved and on the road the very same day!

Fast, Easy Financing

Bad credit? No credit? No problem! Visit our buy here pay here dealer in Manchester, CT today!

Buy Here Pay Here Car Dealership in CT

Since 1995 • Family Owned & Operated

Frank's Auto Credit

Here at our Connecticut buy here pay here car dealership, the car buying process all happens in one place. If that sounds simple and stress-free, it’s because it is! We make life easy by not only offering a variety of quality pre-owned vehicles but we offer financing on them too – we are the bank.

We’ll Work With Any Credit Score

Looking for CT buy here pay here dealer that will work with you? At Frank’s Auto Credit we know how folks can get trapped with a bad credit rating, and we want to help. 100% credit approval is our goal! We specialize in helping people with bad, poor or no credit find a car they need to get back on the road to success. The bank may not understand that you can’t do that with no mode of transport, but we do. Even if you have damaged credit, our buy here pay here dealership work with you to get approved. Our buy here pay here car dealership doesn’t hassle you, we find solutions, and that’s why the approval rate at our BHPH car dealership is so high.

A Simple, Easy, Straightforward Car Buying Process

Most of our used cars can be purchased with a low down payment. After that it’s a simple weekly payment plan to make things easier for you leon bet. Getting approved for a car loan at our buy here pay here car dealership couldn’t be easier! We just need a couple of pay stubs from your employer, some personal references, a phone bill, a valid CT driver’s license and a cash down payment.

Stop By Our Buy Here Pay Here Car Dealership Today!

Stop by our Connecticut buy here pay here car dealership and see how we can help you get in a pre-owned vehicle – fast and easy!

Buy Here Pay Here Car Lots in CT

Our Latest Used Cars For Sale

Looking for an affordable, reliable used car for sale in Connecticut? Browse our inventory of quality, used cars under $20,000 for sale here!

Why Frank's Buy Here Pay Here Car Dealership?

From building your credit to quality pre-owned vehicles to easy weekly payments, there are hundreds of reasons to work with our BHPH car dealership. Not sure if we’re the right buy here pay here car dealership for you? Here’s why you should call Frank’s:


Founded by Frank M. Lynch, Frank's Auto Credit is owned and operated by the Lynch family. We value family and will treat you as one of our own.


For nearly 30 years, Frank's Auto Credit has been the go-to buy here pay here dealer that the Greater Hartford community has relied on.


We strive to make buying a quality, used vehicle as simple as possible by offering fast and easy financing for all types of credit scores.


You can build your credit with us! We report your payments to TransUnion so you can build your credit back up with every on-time payment!


Making payments on your new car couldn't be easier. We arrange weekly payments for your vehicle so you never fall behind on your car payment!


All of our vehicles undergo an extensive pre-owned vehicle inspection process to ensure you're purchasing a quality vehicle that will get you from point A to B and beyond.


Rest easy knowing that Frank's Auto Credit offers a 60 day / 3,000 mile warranty on all of the quality, pre-owned vehicles we sell.


Had an accident? Need a car quickly? Not to worry, our buy here pay here dealership works to get you in a car the very same day you visit!


Our BHPH dealership has accumulated hundreds of positive reviews over the years for our customer service and quality selection of pre-owned vehicles.

5 Reasons to Call Frank's!

    ✓ We work with ANY credit score

    ✓ You can buy today and drive today

    ✓ Build your credit with on-time payments through us

    ✓ Low down payments and weekly payments

    ✓ Easy, simple car registration

Buy Here Pay Here Dealership Reviews From Real Customers

Our customers love us! Check out the hundreds of 5-star reviews our buy here pay here car dealership has received!

Google Rating
Based on 420 reviews
Facebook Rating
Based on 11 reviews
Yelp Rating
Based on 7 reviews

Jason S.
Very good experience. They move very fast. A very nice place if you looking for a car or truck I would recommen other to go see what talk to a frank drive home same day
Jill T.
Was a great experience from applying online and looking online and getting approved that same night. Spoke to Bruce the next day to set up a time to come speak in person and test drive. He offered showing me other styles too on top of what I was looking for. He was very personable and I left with keys in hand to a Chevy Sonic!!!!
Kimberly R.
I can say i had a wonderful experience with franks auto. Bruce my auto sales person, made purchasing a new vehicle easy, stress free and I left the same day with a beautiful car. I have no complaints, quick friendly service. Thank you Franks!
Angela Mia A.
I had no idea that such client centered service still existed. Despite some bumps along the way, they went above and beyond to get me driving. I am so happy I found Frank's. It was a great experience!
Matthew Torres I.
Great customer service, very friendly and great deals on their inventory
Randy K.
Great experience! Approved for a great car and drove it off the lot all in just a few hours!
Nino B.
Great , easy and I was in and out fast . Very laid back atmosphere made for a great experience . Would definitely recommend to anyone looking for a car .
Coreen G.
I had Great customer service at franks auto.
jazmine M.
Awesome service love them
Jamel M.
Matthew V.
I had got a Toyota Highlander 2010 from franks auto I had such a great experience and everyone was so nice, everytime I need to get my oil changed I walk in go to the back have a good talk then I go next door and get it done so nice thank you for the great experience
The team here was AMAZING. There were several hiccups in my car buying process and they were able to work with me to get through all of them. From the moment I began the process I felt supported, heard and appreciated.
Arlo and Rosies Amazing A.
What a wonderful experience buying a car from Franks Auto Credit! Keith helped me through the whole process! He was caring and extremely knowledgeable and answered all my questions! I have bought a few cars from Franks and I’m always happy to come back and buy another! I’ll always recommend Franks to anyone looking for an upstanding business and a reliable car! 💜
Chad A.
Let's talk professional this is by far is the most straight forward dealer ship I have ever bought a vehicle from. My sales person was Bruce trust me just listen to him and you'll be all set and ready to drive the same day . He took the time to tell me exactly what I needed I went and got the paperwork and my deposit and I was driving the same day hands down. There is no giving you the run-around like other dealerships what you see online as the price is what the price is when you get there not just a gimmick to get you to come into the store. And they are a true buy here pay here not like the others that say they are. Their vehicles are clean and also safety inspected before you actually drive them which is very rare now adays with a lot of other dealerships that I went to everyone there has a stellar personality you can tell this company is family I want you to become part of their family and buy a car you will see what I mean there's a lot of extra things that I could tell you to get you to come in and buy a car from them but this is short and sweet I could go on and on about how clean how fast how efficient how supportive and not to mention they even put gas in the vehicle for me so I didn't leave with an empty tank now that right there within itself speaks volumes I appreciate each and every one of them and especially Bruce for not giving up on me or doubting me or trying to push me into a vehicle that I didn't want and just being honest and true to the job and finding me a vehicle that I wanted and that I could afford so Bruce I just want to thank you again I am in love with my 2014 Kia soul. Were other people turn me down you got me right. Thank you for that and tell the rest of the team thank you as well so if you got to the end of this review you already know don't go anywhere else go straight to Frank's Auto credit buy here pay here . Oh by the way I forgot to mention as long as you're still paying on your vehicle you get free oil changes until your car is paid off that right there is a win-win but there's a lot more you just have to go in and talk to him so when you get there ask for Bruce thanks again man I will be referring people so if anybody sees this post make sure you tell them that Chad Anderson sent you ✅
kyle H.
Bruce was amazing, I came in feeling so defeated from looking everywhere for a car and he got me driving off the lot the same day I went there. Absolutely amazing, personable, and very knowledgeable. I would definitely recommend coming to franks and seeing Bruce if you’re looking for a good used car
Destiny L.
Great place to get a car I’m on car #2 wonderful service!!!
Rafael Z.
Perfect customer service, perfect car condition, communication skills and helps with anything you need
Lauren W.
Keith was an excellent customer service representative fast and efficient very thorough dealership I bought was exactly the price it Says on the website no hidden fees or extras bought a beautiful maroon kia forte 2018 excellent car !
Jennifer R.
Maria Magda (.
Jacey B.
Very friendly and nice organization to work with. Made my experience super easy and fast.
Leslie F.
Keith and Bruce were fantastic! Easy process and extremely grateful. Would recommend them to anyone!
Roy A.
Wonderful experience. Fast, easy going deal with little to no stress. No pressure to make any decision right away. Bruce and team were wonderful to work with. 10/10 recommend for sure.
Tiburon V.
He was nice
N F.
I just got my 2014 Buick from franks auto thanks to Keith. I got exactly what I wanted, drove home with my new car and Keith and his team were so patient and helpful through out the whole process. Thank you again guys !
Nötreve O.
Bruce was very helpful and patient. I had a good experience coming here will come back in the future.
Marc “that Greek guy” T.
It's my first time buying at a dealer and these guys are the best I've seen. In and out in 3 hours with a car same day. Highly recommend getting any car there.
Jorge G.
Great service, great treatment and great result.
Marissa G.
RECOMMEND! Friendly staff, great service, and attention to detail.

Contact Frank’s Buy Here Pay Here Car Dealership

Visit our buy here pay here car dealership at 285 Broad Street in Manchester, CT, give us a call at (860) 649-3000 or send us a message here and we’ll be in touch!

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