Fast, Easy Financing

Bad credit? No credit? No problem! Visit Connecticut’s best buy here pay here car dealership today!
We’ll work to get you approved and on the road the very same day!

Fast, Easy Financing

Bad credit? No credit? No problem! Visit our buy here pay here dealer in Manchester, CT today!

Buy Here Pay Here Car Dealership in CT

Since 1995 • Family Owned & Operated

Frank's Auto Credit

Here at our Connecticut buy here pay here car dealership, the car buying process all happens in one place. If that sounds simple and stress-free, it’s because it is! We make life easy by not only offering a variety of quality pre-owned vehicles but we offer financing on them too – we are the bank.

We’ll Work With Any Credit Score

Looking for CT buy here pay here dealer that will work with you? At Frank’s Auto Credit we know how folks can get trapped with a bad credit rating, and we want to help. 100% credit approval is our goal! We specialize in helping people with bad, poor or no credit find a car they need to get back on the road to success. The bank may not understand that you can’t do that with no mode of transport, but we do. Even if you have damaged credit, our buy here pay here dealership work with you to get approved. Our buy here pay here car dealership doesn’t hassle you, we find solutions, and that’s why the approval rate at our BHPH car dealership is so high.

A Simple, Easy, Straightforward Car Buying Process

Most of our used cars can be purchased with a low down payment. After that it’s a simple weekly payment plan to make things easier for you. Getting approved for a car loan at our buy here pay here car dealership couldn’t be easier! We just need a couple of pay stubs from your employer, some personal references, a phone bill, a valid CT driver’s license and a cash down payment.

Stop By Our Buy Here Pay Here Car Dealership Today!

Stop by our Connecticut buy here pay here car dealership and see how we can help you get in a pre-owned vehicle – fast and easy!

Buy Here Pay Here Car Lots in CT

Our Latest Used Cars For Sale

Looking for an affordable, reliable used car for sale in Connecticut? Browse our inventory of quality, used cars under $20,000 for sale here!

Why Frank's Buy Here Pay Here Car Dealership?

From building your credit to quality pre-owned vehicles to easy weekly payments, there are hundreds of reasons to work with our BHPH car dealership. Not sure if we’re the right buy here pay here car dealership for you? Here’s why you should call Frank’s:


Founded by Frank M. Lynch, Frank's Auto Credit is owned and operated by the Lynch family. We value family and will treat you as one of our own.


For nearly 30 years, Frank's Auto Credit has been the go-to buy here pay here dealer that the Greater Hartford community has relied on.


We strive to make buying a quality, used vehicle as simple as possible by offering fast and easy financing for all types of credit scores.


You can build your credit with us! We report your payments to TransUnion so you can build your credit back up with every on-time payment!


Making payments on your new car couldn't be easier. We arrange weekly payments for your vehicle so you never fall behind on your car payment!


All of our vehicles undergo an extensive pre-owned vehicle inspection process to ensure you're purchasing a quality vehicle that will get you from point A to B and beyond.


Rest easy knowing that Frank's Auto Credit offers a 60 day / 3,000 mile warranty on all of the quality, pre-owned vehicles we sell.


Had an accident? Need a car quickly? Not to worry, our buy here pay here dealership works to get you in a car the very same day you visit!


Our BHPH dealership has accumulated hundreds of positive reviews over the years for our customer service and quality selection of pre-owned vehicles.

5 Reasons to Call Frank's!

    ✓ We work with ANY credit score

    ✓ You can buy today and drive today

    ✓ Build your credit with on-time payments through us

    ✓ Low down payments and weekly payments

    ✓ Easy, simple car registration

Buy Here Pay Here Dealership Reviews From Real Customers

Our customers love us! Check out the hundreds of 5-star reviews our buy here pay here car dealership has received!

Google Rating
Based on 399 reviews
Facebook Rating
Based on 10 reviews
Yelp Rating
Based on 7 reviews

Nötreve O. ★★★★★ Bruce was very helpful and patient. I had a good experience coming here will come back in the future.Marc “that Greek guy” T. ★★★★★ It's my first time buying at a dealer and these guys are the best I've seen. In and out in 3 hours with a car same day. Highly recommend getting any car there.Roselyn R. ★★★★★ This dealer helped me get into a bigger car, Keith was great from the moment I walked in. I highly recommend this dealer to anyone looking for a car good or bad credit!!!! The process was super quick and smoothJorge G. ★★★★★ Great service, great treatment and great result.Marissa G. ★★★★★ RECOMMEND! Friendly staff, great service, and attention to detail.Jennifer G. ★★★★★ Super fast wonderful people Bruce was very helpful and patientcandise O. ★★★★★ Great customer serviceCharlize S. ★★★★★ great customer service , very pleasant experience!Arlo and Rosies Amazing A. ★★★★★ What a wonderful experience buying a car from Franks Auto Credit! Keith helped me through the whole process! He was caring and extremely knowledgeable and answered all my questions! I have bought a few cars from Franks and I’m always happy to come back and buy another! I’ll always recommend Franks to anyone looking for an upstanding business and a reliable car! 💜Berry J. ★★★★★ Very reasonable and helped me process everything as quickly as possible.Dara Raynah J. ★★★★★ This place is great. The staff is really friendly, helpful, and super efficient. For you need to get into a clean vehicle fast, they will definitely help you. Ask for Bruce 🏆Gemya M. ★★★★★ Great service! I’m glad I was able to get my new car yesterday from them and it was a quick and easy process!Janisse O. ★★★★★ Very kind !chris J. ★★★★★ The people at Frank's Auto, are Friendly and communicate very well, No hassle and my experience there is unmatched! I will always recommend the great business at Frank's Auto!!!Anthony R. ★★★★★ Bruce did such a great job getting me in and out found the exact car I wanted and he had all the patience in the world would definitely recommend people buy hereImari M. ★★★★★ First time experience and it was easy. Needed a few things to bring and approval was fast. they cover everything else for me. If your Looking for car and need asap there the ones to go to. Keith was a big help and best guy to help me out. Break down was clear and understandable and wasn’t no extra additional to the process. Thank you be sending some referrals to you guys in the years to comeSharon M. ★★★★★ I was impressed how pleasant it was to do business with them. But i specially like to thank Keith he made buying a car easy and he was the most kindest salesperson i have ever dealt with. My nephew was also impressed with the professionalism that Keith showed. I really umderstand why this family business has been around for so many years. You will really have a great expierence if you go here to purchase your car.Ninoshka I. ★★★★★ Bruce made this experience as easy as possible. Great customer service and great overall experience. Highly recommend! 🙂Tahisha F. ★★★★★ When I tell you this is the best car service I had it took only 2 hours for me to get everything situated everyone is so nice and helpful as this would be my first ever car purchase I am very happy and grateful I would definitely recommend 10000/10destiny B. ★★★★★ Very trustworthy and friendly! easy and quick processDahrik W. ★★★★★ Great service, was very patient and kind. Really worked with me and informed me about all the information I need to know. 100% would recommend.Jon C. ★★★★★ Everything went smoothly 10/10 recommend franks autoTiffy S. ★★★★★ Everyone here is very helpful and goes above and beyond to help you get into the vehicle that’s right for you. Will do business with Frank’s again in the futureLuke T. ★★★★★ Keith, Bruce, Mike are all amazing!! Second car bought from them will go back again for sure!!Patricia B. ★★★★★ Bruce made this an awesome easy experience for me they even worked with me with purchasing the vehicle I highly recommended franksSean F. ★★★★★ I am very happy with the help and service from Bruce and everyone else at Frank's Auto Credit! I would recommend them to anyone who needs a little extra help getting into a new vehicle.Eric B. ★★★★★ The best car dealership in CT! Hands down.Need a car? Bad or no credit, don’t worry you will get approved. Easy process, buy here pay here no hidden charges.BBA B. ★★★★★ Fast friendly services. With the right credentials they can help get you reliable transportation. Very affordable.Paul C. ★★★★☆ My experience was excellent. The people are really helpful and knowledgeable on what they do. And they are a really good company to go with.michael T. ★★★★★ Very helpfuljs_loader

Contact Frank’s Buy Here Pay Here Car Dealership

Visit our buy here pay here car dealership at 285 Broad Street in Manchester, CT, give us a call at (860) 649-3000 or send us a message here and we’ll be in touch!

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