Fast, Easy Financing

Bad credit? No credit? No problem! Visit Connecticut’s best buy here pay here car dealership today!
We’ll work to get you approved and on the road the very same day!

Fast, Easy Financing

Bad credit? No credit? No problem! Visit our buy here pay here dealer in Manchester, CT today!

Buy Here Pay Here Car Dealership in CT

Since 1995 • Family Owned & Operated

Frank's Auto Credit

Here at our Connecticut buy here pay here car dealership, the car buying process all happens in one place. If that sounds simple and stress-free, it’s because it is! We make life easy by not only offering a variety of quality pre-owned vehicles but we offer financing on them too – we are the bank.

We’ll Work With Any Credit Score

Looking for CT buy here pay here dealer that will work with you? At Frank’s Auto Credit we know how folks can get trapped with a bad credit rating, and we want to help. 100% credit approval is our goal! We specialize in helping people with bad, poor or no credit find a car they need to get back on the road to success. The bank may not understand that you can’t do that with no mode of transport, but we do. Even if you have damaged credit, our buy here pay here dealership work with you to get approved. Our buy here pay here car dealership doesn’t hassle you, we find solutions, and that’s why the approval rate at our BHPH car dealership is so high.

A Simple, Easy, Straightforward Car Buying Process

Most of our used cars can be purchased with a low down payment. After that it’s a simple weekly payment plan to make things easier for you. Getting approved for a car loan at our buy here pay here car dealership couldn’t be easier! We just need a couple of pay stubs from your employer, some personal references, a phone bill, a valid CT driver’s license and a cash down payment.

Stop By Our Buy Here Pay Here Car Dealership Today!

Stop by our Connecticut buy here pay here car dealership and see how we can help you get in a pre-owned vehicle – fast and easy!

Buy Here Pay Here Car Lots in CT

Our Latest Used Cars For Sale

Looking for an affordable, reliable used car for sale in Connecticut? Browse our inventory of quality, used cars under $20,000 for sale here!

Why Frank's Buy Here Pay Here Car Dealership?

From building your credit to quality pre-owned vehicles to easy weekly payments, there are hundreds of reasons to work with our BHPH car dealership. Not sure if we’re the right buy here pay here car dealership for you? Here’s why you should call Frank’s:


Founded by Frank M. Lynch, Frank's Auto Credit is owned and operated by the Lynch family. We value family and will treat you as one of our own.


For nearly 30 years, Frank's Auto Credit has been the go-to buy here pay here dealer that the Greater Hartford community has relied on.


We strive to make buying a quality, used vehicle as simple as possible by offering fast and easy financing for all types of credit scores.


You can build your credit with us! We report your payments to TransUnion so you can build your credit back up with every on-time payment!


Making payments on your new car couldn't be easier. We arrange weekly payments for your vehicle so you never fall behind on your car payment!


All of our vehicles undergo an extensive pre-owned vehicle inspection process to ensure you're purchasing a quality vehicle that will get you from point A to B and beyond.


Rest easy knowing that Frank's Auto Credit offers a 60 day / 3,000 mile warranty on all of the quality, pre-owned vehicles we sell.


Had an accident? Need a car quickly? Not to worry, our buy here pay here dealership works to get you in a car the very same day you visit!


Our BHPH dealership has accumulated hundreds of positive reviews over the years for our customer service and quality selection of pre-owned vehicles.

5 Reasons to Call Frank's!

    ✓ We work with ANY credit score

    ✓ You can buy today and drive today

    ✓ Build your credit with on-time payments through us

    ✓ Low down payments and weekly payments

    ✓ Easy, simple car registration

Buy Here Pay Here Dealership Reviews From Real Customers

Our customers love us! Check out the hundreds of 5-star reviews our buy here pay here car dealership has received!

Google Rating
Based on 344 reviews
Facebook Rating
Based on 11 reviews
Yelp Rating
Based on 7 reviews

Jennifer M. ★★★★★ I cannot believe how fast and easy it was to purchase a car. People very professional and nice. Thank you Bruce!Kimberly D B. ★★★★★ The SUV 🚙 that l purchase it nice and clean on noise . Just got it yesterday . Nice ppl they go about how much you make from your jobNicholas C. ★★★★★ All of the staff were wonderful, this is my second purchase with Frank’s. I’d highly recommend getting a car here! Thanks Bruce for the help!Tiffany W. ★★★★★ I've had the best experience with Frank's. This is my 5th vehicle I've purchased from them. The customer service is excellent and the environment is friendly.Zarick R. ★★★★★ I had a good experience. I was told how and who to contact if I have issues. Everyone was friendly and professionalMikelle C. ★★★★★ Great experience! Bruce and the team made sure I left in the car that I wanted 😀Little miracles N. ★★★★★ After being turned down by other places because my credit wasn't the greatest Franks auto stepped in and helped me and went above and beyond. I had a battery issue and they immediately fixed it. I would recommend them to everyone.Kaitlin G. ★★★★☆ Just bought my second car! It’s a great place when you’re in a tight spot and they are always will to work with you when income is slow. Ask for Keith!Jamie C. ★★★★★ Bruce is fantastic! Very knowledgeable and informative. Genuinely nice man all the way around.Latoya H. ★★★★★ Great customer service, and car selections. This is my second time doing business with Frank auto Credit. My first car lasted me six years. If you need a car come on down to Frank auto!Rosanne S. ★★★★★ Super easy to work with! Got my first car ever! Very happy with my purchase! Keith was very helpful and patient with helping me choose the car that was best for me!nyiona J. ★★★★★ Great people helped me get a car the same day recommend Bruce nice guy and helps with everythingKeith ★★★★★ Great experience working with Bruce, and the team at Frank’s. I recommend coming here for a kind and friendly experience.dayana B. ★★★★★ Good service I like how they stand by there product and willing to go the extra mile to help 5 stars ✨🤩Alexus H. ★★★★★ The best car please ever ask for Bruce 😊Derrick Gaskins J. ★★★★★ Great store! And make sure you talk to Bruce! He’ll always help you no matter what you situation is💯Janel B. ★★★★★ Excellent customer service! Everyone at Frank’s is amazing!Carlos V. ★★★★★ Very welcoming… very helpful through this process my family has done a lot of business here and Keith has always been great and very straight forward with everything awesome time here and will for sure will be back againJulie T. ★★★★★ Franks Auto Credit is amazing! The employees are very friendly and the approval process is quick and easy. I will definitely be going back to them!Lisa R. ★★★★★ Purchased a car today at Frank's. Bruce was awesome!! I have NEVER purchased a vehicle this fast and easy EVER!! Thanks Bruce! I am beyond happy!!! Definitely recommend!Conor L. ★★★★★ Good people at Franks’s Auto Credit.Hank Z. ★★★★★ Knowledge of processes, and vehicle.
Was extremely polite and cordial.
Angelique C. ★★★★★ Always a great experience, Bruce does absolutely an awesome job in his position.David C. ★★★★★ Best experience ever. Great place to go when your in a difficult spot and don’t have decent credit to buy a car. Bought my first car here and got my balance down enough so that I can upgrade my car.Cherie C. ★★★★★ I was in a financial bind, i bought a car at Franks in January, they are so polite, efficient and respectful. I was in and out. I needed a minor repair...Alex S. ★★★★★ I had challenged credit. I was able to secure a loan with Frank's for a well maintained 5 yr old car. Low down payment and easy weekly payments. Not...Captante _. ★★★★★ Got myself into a serious financial bind and the only people willing to work with me towards getting a used car financed were the great guys at Frank's....

Contact Frank’s Buy Here Pay Here Car Dealership

Visit our buy here pay here car dealership at 285 Broad Street in Manchester, CT, give us a call at (860) 649-3000 or send us a message here and we’ll be in touch!

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