Fast, Easy Financing

Bad credit? No credit? No problem! Visit Connecticut’s best buy here pay here car dealership today!
We’ll work to get you approved and on the road the very same day!

Fast, Easy Financing

Bad credit? No credit? No problem! Visit our buy here pay here dealer in Manchester, CT today!

Buy Here Pay Here Car Dealership in CT

Since 1995 • Family Owned & Operated

Frank's Auto Credit

Here at our Connecticut buy here pay here car dealership, the car buying process all happens in one place. If that sounds simple and stress-free, it’s because it is! We make life easy by not only offering a variety of quality pre-owned vehicles but we offer financing on them too – we are the bank.

We’ll Work With Any Credit Score

Looking for CT buy here pay here dealer that will work with you? At Frank’s Auto Credit we know how folks can get trapped with a bad credit rating, and we want to help. 100% credit approval is our goal! We specialize in helping people with bad, poor or no credit find a car they need to get back on the road to success. The bank may not understand that you can’t do that with no mode of transport, but we do. Even if you have damaged credit, our buy here pay here dealership work with you to get approved. Our buy here pay here car dealership doesn’t hassle you, we find solutions, and that’s why the approval rate at our BHPH car dealership is so high.

A Simple, Easy, Straightforward Car Buying Process

Most of our used cars can be purchased with a low down payment. After that it’s a simple weekly payment plan to make things easier for you. Getting approved for a car loan at our buy here pay here car dealership couldn’t be easier! We just need a couple of pay stubs from your employer, some personal references, a phone bill, a valid CT driver’s license and a cash down payment.

Stop By Our Buy Here Pay Here Car Dealership Today!

Stop by our Connecticut buy here pay here car dealership and see how we can help you get in a pre-owned vehicle – fast and easy!

Buy Here Pay Here Car Lots in CT

Our Latest Used Cars For Sale

Looking for an affordable, reliable used car for sale in Connecticut? Browse our inventory of quality, used cars under $20,000 for sale here!

Why Frank's Buy Here Pay Here Car Dealership?

From building your credit to quality pre-owned vehicles to easy weekly payments, there are hundreds of reasons to work with our BHPH car dealership. Not sure if we’re the right buy here pay here car dealership for you? Here’s why you should call Frank’s:


Founded by Frank M. Lynch, Frank's Auto Credit is owned and operated by the Lynch family. We value family and will treat you as one of our own.


For nearly 30 years, Frank's Auto Credit has been the go-to buy here pay here dealer that the Greater Hartford community has relied on.


We strive to make buying a quality, used vehicle as simple as possible by offering fast and easy financing for all types of credit scores.


You can build your credit with us! We report your payments to TransUnion so you can build your credit back up with every on-time payment!


Making payments on your new car couldn't be easier. We arrange weekly payments for your vehicle so you never fall behind on your car payment!


All of our vehicles undergo an extensive pre-owned vehicle inspection process to ensure you're purchasing a quality vehicle that will get you from point A to B and beyond.


Rest easy knowing that Frank's Auto Credit offers a 60 day / 3,000 mile warranty on all of the quality, pre-owned vehicles we sell.


Had an accident? Need a car quickly? Not to worry, our buy here pay here dealership works to get you in a car the very same day you visit!


Our BHPH dealership has accumulated hundreds of positive reviews over the years for our customer service and quality selection of pre-owned vehicles.

5 Reasons to Call Frank's!

    ✓ We work with ANY credit score

    ✓ You can buy today and drive today

    ✓ Build your credit with on-time payments through us

    ✓ Low down payments and weekly payments

    ✓ Easy, simple car registration

Buy Here Pay Here Dealership Reviews From Real Customers

Our customers love us! Check out the hundreds of 5-star reviews our buy here pay here car dealership has received!

Google Rating
Based on 358 reviews
Facebook Rating
Based on 12 reviews
Yelp Rating
Based on 7 reviews

Sheldon B. ★★★★★ everyone is nice and friendly. Once you have your insurance for the vehicle you picked out you leave the same day no running around. I love to shop with ffranks auto credit for motor vehicle the best local dealer ever if I could give them a 10 star award but I guess five is the limit they are truly amazing. I recommend them nice, reliable vehicles.Praxedes H. ★★★★★ Iv brought 4 cars from them and no complaints. If iv had any issues they treated me like family.thatssoneesh !. ★★★★★ Love this place!!!!! This is my second car and they have not disappointed me yet or at all!!!!Bobby S. ★★★★★ Keith made this whole process so comfortable. I walked in so nervous not knowing what to expect bc I had nothing but awful experiences at other dealerships! Franks is the best bc they walk you through everything and they don’t beat around the bush about things! Low down payments and reasonably priced cars! I was in and out within 2.5 hours with my very own car! Go here and ask for Keith! He’s the best!!!!Kenny J. ★★★★★ My experience was amazing the customer service there the care of everyone there wanting you to drive away in a new car is an experience that everyone should share. I would definitely recommend Frank's Auto Credit to anyone looking for a nice vehicle well equipped decent down payments and just a great experience overall. Keith was great and very helpful.Randall H. ★★★★★ Very smooth process, so much assistance from the staff every step of the way. Very pleased. Bruce and Keith were very helpful and pleasant.Alfredo Garcia R. ★★★★★ Good and Bruce do a really good job 👏Larissa J. ★★★★★ Good fast service. I was in and out within 3 hours and walked off with my SUV 🚙Yaneek D. ★★★★★ This process couldn’t have been any smoother.. I am so grateful for the entire staff they’re amazing. I have a beautiful Suv that I am very pleased with so far no complaints. Keith assisted me Throughout my process he is the best I had some anxiety as I always do starting something new but after Keith’s Thorough run down I felt great about my decision. I love that even after you get a car they support you with any services to the car as needed as well as free oil changes. I mean it doesn’t get any better than that..but actually here it does if you refer anyone..Frank’s will pay you , if you refer 8 people they will pay your car about to good to be true I am so pleased thank you all so much! Keith served in the Navy I would like to thank you again for everything and your services.Dwayne W. ★★★★★ It was a great experience the process was easy and would buy againAkan E. ★★★★★ So helpful and friendly, would highly recommend.Neeks ★★★★★ Excellent service and very kind salesmen would definitely recommend!!!Hollyann S. ★★★★★ Bruce and the whole place are absolutely awesome , second time coming in and heading out with a car in the same day . Would recommend to anyone!Paris W. ★★★★★ Great customer service, answered all of my questions, everyone was very personable and welcoming. Fast and easy process, walked out with a vehicle the same day.Thalia T. ★★★★★ First time going here, very respectful and sales rep is on point! Couldn’t be happier that I made my choice to go to franks ! Thanks a lot I’ll be sending over more people your way.Jennifer M. ★★★★★ I cannot believe how fast and easy it was to purchase a car. People very professional and nice. Thank you Bruce!Kimberly D B. ★★★★★ The SUV 🚙 that l purchase it nice and clean on noise . Just got it yesterday . Nice ppl they go about how much you make from your jobNicholas C. ★★★★★ All of the staff were wonderful, this is my second purchase with Frank’s. I’d highly recommend getting a car here! Thanks Bruce for the help!Tiffany W. ★★★★★ I've had the best experience with Frank's. This is my 5th vehicle I've purchased from them. The customer service is excellent and the environment is friendly.Zarick R. ★★★★★ I had a good experience. I was told how and who to contact if I have issues. Everyone was friendly and professionalConor L. ★★★★★ Good people at Franks’s Auto Credit.Hank Z. ★★★★★ Knowledge of processes, and vehicle.
Was extremely polite and cordial.
Angelique C. ★★★★★ Always a great experience, Bruce does absolutely an awesome job in his position.David C. ★★★★★ Best experience ever. Great place to go when your in a difficult spot and don’t have decent credit to buy a car. Bought my first car here and got my balance down enough so that I can upgrade my car.Cherie C. ★★★★★ I was in a financial bind, i bought a car at Franks in January, they are so polite, efficient and respectful. I was in and out. I needed a minor repair...Alex S. ★★★★★ I had challenged credit. I was able to secure a loan with Frank's for a well maintained 5 yr old car. Low down payment and easy weekly payments. Not...Captante _. ★★★★★ Got myself into a serious financial bind and the only people willing to work with me towards getting a used car financed were the great guys at Frank's....

Contact Frank’s Buy Here Pay Here Car Dealership

Visit our buy here pay here car dealership at 285 Broad Street in Manchester, CT, give us a call at (860) 649-3000 or send us a message here and we’ll be in touch!

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