Fast, Easy Financing

Bad credit? No credit? No problem! Visit Connecticut’s best buy here pay here car dealership today!
We’ll work to get you approved and on the road the very same day!

Fast, Easy Financing

Bad credit? No credit? No problem! Visit our buy here pay here dealer in Manchester, CT today!

Buy Here Pay Here Car Dealership in CT

Since 1995 • Family Owned & Operated

Frank's Auto Credit

Here at our Connecticut buy here pay here car dealership, the car buying process all happens in one place. If that sounds simple and stress-free, it’s because it is! We make life easy by not only offering a variety of quality pre-owned vehicles but we offer financing on them too – we are the bank.

We’ll Work With Any Credit Score

Looking for CT buy here pay here dealer that will work with you? At Frank’s Auto Credit we know how folks can get trapped with a bad credit rating, and we want to help. 100% credit approval is our goal! We specialize in helping people with bad, poor or no credit find a car they need to get back on the road to success. The bank may not understand that you can’t do that with no mode of transport, but we do. Even if you have damaged credit, our buy here pay here dealership work with you to get approved. Our buy here pay here car dealership doesn’t hassle you, we find solutions, and that’s why the approval rate at our BHPH car dealership is so high.

A Simple, Easy, Straightforward Car Buying Process

Most of our used cars can be purchased with a low down payment. After that it’s a simple weekly payment plan to make things easier for you. Getting approved for a car loan at our buy here pay here car dealership couldn’t be easier! We just need a couple of pay stubs from your employer, some personal references, a phone bill, a valid CT driver’s license and a cash down payment.

Stop By Our Buy Here Pay Here Car Dealership Today!

Stop by our Connecticut buy here pay here car dealership and see how we can help you get in a pre-owned vehicle – fast and easy!

Buy Here Pay Here Car Lots in CT

Our Latest Used Cars For Sale

Looking for an affordable, reliable used car for sale in Connecticut? Browse our inventory of quality, used cars under $20,000 for sale here!

Why Frank's Buy Here Pay Here Car Dealership?

From building your credit to quality pre-owned vehicles to easy weekly payments, there are hundreds of reasons to work with our BHPH car dealership. Not sure if we’re the right buy here pay here car dealership for you? Here’s why you should call Frank’s:


Founded by Frank M. Lynch, Frank's Auto Credit is owned and operated by the Lynch family. We value family and will treat you as one of our own.


For nearly 30 years, Frank's Auto Credit has been the go-to buy here pay here dealer that the Greater Hartford community has relied on.


We strive to make buying a quality, used vehicle as simple as possible by offering fast and easy financing for all types of credit scores.


You can build your credit with us! We report your payments to TransUnion so you can build your credit back up with every on-time payment!


Making payments on your new car couldn't be easier. We arrange weekly payments for your vehicle so you never fall behind on your car payment!


All of our vehicles undergo an extensive pre-owned vehicle inspection process to ensure you're purchasing a quality vehicle that will get you from point A to B and beyond.


Rest easy knowing that Frank's Auto Credit offers a 60 day / 3,000 mile warranty on all of the quality, pre-owned vehicles we sell.


Had an accident? Need a car quickly? Not to worry, our buy here pay here dealership works to get you in a car the very same day you visit!


Our BHPH dealership has accumulated hundreds of positive reviews over the years for our customer service and quality selection of pre-owned vehicles.

5 Reasons to Call Frank's!

    ✓ We work with ANY credit score

    ✓ You can buy today and drive today

    ✓ Build your credit with on-time payments through us

    ✓ Low down payments and weekly payments

    ✓ Easy, simple car registration

Buy Here Pay Here Dealership Reviews From Real Customers

Our customers love us! Check out the hundreds of 5-star reviews our buy here pay here car dealership has received!

Google Rating
Based on 383 reviews
Facebook Rating
Based on 11 reviews
Yelp Rating
Based on 7 reviews

Sharon M. ★★★★★ I was impressed how pleasant it was to do business with them. But i specially like to thank Keith he made buying a car easy and he was the most kindest salesperson i have ever dealt with. My nephew was also impressed with the professionalism that Keith showed. I really umderstand why this family business has been around for so many years. You will really have a great expierence if you go here to purchase your car.Ninoshka I. ★★★★★ Bruce made this experience as easy as possible. Great customer service and great overall experience. Highly recommend! 🙂Tahisha F. ★★★★★ When I tell you this is the best car service I had it took only 2 hours for me to get everything situated everyone is so nice and helpful as this would be my first ever car purchase I am very happy and grateful I would definitely recommend 10000/10destiny B. ★★★★★ Very trustworthy and friendly! easy and quick processDahrik W. ★★★★★ Great service, was very patient and kind. Really worked with me and informed me about all the information I need to know. 100% would recommend.Jon C. ★★★★★ Everything went smoothly 10/10 recommend franks autoTiffy S. ★★★★★ Everyone here is very helpful and goes above and beyond to help you get into the vehicle that’s right for you. Will do business with Frank’s again in the futureLuke T. ★★★★★ Keith, Bruce, Mike are all amazing!! Second car bought from them will go back again for sure!!Patricia B. ★★★★★ Bruce made this an awesome easy experience for me they even worked with me with purchasing the vehicle I highly recommended franksSean F. ★★★★★ I am very happy with the help and service from Bruce and everyone else at Frank's Auto Credit! I would recommend them to anyone who needs a little extra help getting into a new vehicle.Los ★★★★★ Great service !Eric B. ★★★★★ The best car dealership in CT! Hands down.Need a car? Bad or no credit, don’t worry you will get approved. Easy process, buy here pay here no hidden charges.BBA B. ★★★★★ Fast friendly services. With the right credentials they can help get you reliable transportation. Very affordable.Paul C. ★★★★☆ My experience was excellent. The people are really helpful and knowledgeable on what they do. And they are a really good company to go with.michael T. ★★★★★ Very helpfulshavey G. ★★★★★ Keith was exceptional very pleasant and easy to talk to he made the process so easy literally in and outJustin M. ★★★★★ Bruce was great and very helpful I would recommend this car dealer to any friend. Just got a Toyota Camry from there. Thank you Bruce and Giselle for being so nice!Michelle N. ★★★★☆ So far so good, no complaints thus far, nice people, pleasant as well..Lawrence T. ★★★★★ Got two cars from here, they really go above and beyond for the customer!Heavenly M. ★★★★★ Great customer service and very welcomingGlenn D. ★★★★★ Frank’s has given me the best car buying experience I have ever received. I financed a car through Carvana the whole process took about a day. I thought that was amazing. Then I went to Frank’s because I needed another car and oh boy was this somehow even better. If you go on their website and bring everything they need to finance a car they will have you in and out of there in 3 hours or less. The staff was amazing. Keith was our salesman and while the other staff were working on paperwork and whatnot Keith kept my wife and I entertained with great conversation in his down time. And for the car we bought, it is a 2013 Toyota Corolla that is very clean and drives amazing. Coming from somebody who works on cars, I can tell the car is mechanically and physically sound. No issues at all other than minor cosmetic flaws you’d see in a 10 year old car. Frank’s Auto has an excellent mission and goal in mind, and that is helping people get transportation who need the help financially. My wife and I were having trouble getting another car loan out because we are so young (19 and 20), but Frank’s helped us get approved for a very good amount of credit and the best possible rates we could ask for with another car loan out. Next time my wife and I need another car, as well as family and friends, we will be sure to choose Frank’s. Would recommend to everyone! Thank you Frank’s team!Brian R. ★★★★★ Solid place to get a car quickly with little to no credit. Would recommend anyone who’s in need of a reliable car quicklyK S. ★★★★★ Great service! Great customer service! Getting my vehicle was a breeze! I definitely recommendKathleen P. ★★★★★ Extremely pleased with the guidance and service …Mia R. ★★★★★ Very good customer service. Very nice place. You should come down and get a car.Sheldon B. ★★★★★ everyone is nice and friendly. Once you have your insurance for the vehicle you picked out you leave the same day no running around. I love to shop with ffranks auto credit for motor vehicle the best local dealer ever if I could give them a 10 star award but I guess five is the limit they are truly amazing. I recommend them nice, reliable vehicles.Praxedes H. ★★★★★ Iv brought 4 cars from them and no complaints. If iv had any issues they treated me like family.thatssoneesh !. ★★★★★ Love this place!!!!! This is my second car and they have not disappointed me yet or at all!!!!Bobby S. ★★★★★ Keith made this whole process so comfortable. I walked in so nervous not knowing what to expect bc I had nothing but awful experiences at other dealerships! Franks is the best bc they walk you through everything and they don’t beat around the bush about things! Low down payments and reasonably priced cars! I was in and out within 2.5 hours with my very own car! Go here and ask for Keith! He’s the best!!!!Kenny J. ★★★★★ My experience was amazing the customer service there the care of everyone there wanting you to drive away in a new car is an experience that everyone should share. I would definitely recommend Frank's Auto Credit to anyone looking for a nice vehicle well equipped decent down payments and just a great experience overall. Keith was great and very helpful.js_loader

Contact Frank’s Buy Here Pay Here Car Dealership

Visit our buy here pay here car dealership at 285 Broad Street in Manchester, CT, give us a call at (860) 649-3000 or send us a message here and we’ll be in touch!

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