Fast, Easy Financing

Bad credit? No credit? No problem! Visit Connecticut’s best buy here pay here car lot today!
We’ll work to get you approved and on the road the very same day!

Fast, Easy Financing

Bad credit? No credit? No problem! Visit our buy here pay here dealer in Manchester, CT today!

Buy Here Pay Here Car Lot in Connecticut

Since 1995 • Family Owned & Operated

Frank's Auto Credit

Here at our Connecticut buy here pay here car lot, the car buying process all happens in one place. If that sounds simple and stress-free, it’s because it is! We make life easy by not only offering a variety of quality pre-owned vehicles but we offer financing on them too – we are the bank.

We’ll Work With Any Credit Score

At Frank’s Auto Credit we know how folks can get trapped with a bad credit rating, and we want to help. 100% credit approval is our goal! We specialize in helping people with bad, poor or no credit find a car they need to get back on the road to success. The bank may not understand that you can’t do that with no mode of transport, but we do. Even if you have damaged credit, we’ll work with you to get approved. Our buy here pay here car lot doesn’t hassle you, we find solutions, and that’s why the approval rate at our buy here pay here car lot is so high.

A Simple, Easy, Straightforward Car Buying Process

Most of our used cars can be purchased with a low down payment. After that it’s a simple weekly payment plan to make things easier for you. Getting approved for a car loan at our buy here pay here car lot couldn’t be easier! We just need a couple of pay stubs from your employer, some personal references, a phone bill, a valid CT driver’s license and a cash down payment.

Stop By Our Buy Here Pay Here Car Lot Today!

Stop by our Connecticut buy here pay here dealership and see how we can help you get in a pre-owned vehicle – fast and easy!

Buy Here Pay Here Car Lots in CT

Our Latest Used Cars For Sale

Looking for an affordable, reliable used car for sale in Connecticut? Browse our inventory of quality, used cars under $20,000 for sale here!

Why Frank's Buy Here Pay Here Dealership?

From building your credit to quality pre-owned vehicles to easy weekly payments, there are hundreds of reasons to work with Frank’s Auto Credit. Not sure if we’re the right buy here pay here car lot for you? Here’s why you should call Frank’s:


Founded by Frank M. Lynch, Frank's Auto Credit is owned and operated by the Lynch family. We value family and will treat you as one of our own.


For nearly 30 years, Frank's Auto Credit has been the go-to buy here pay here dealer that the Greater Hartford community has relied on.


We strive to make buying a quality, used vehicle as simple as possible by offering fast and easy financing for all types of credit scores.


You can build your credit with us! We report your payments to TransUnion so you can build your credit back up with every on-time payment!


Making payments on your new car couldn't be easier. We arrange weekly payments for your vehicle so you never fall behind on your car payment!


All of our vehicles undergo an extensive pre-owned vehicle inspection process to ensure you're purchasing a quality vehicle that will get you from point A to B and beyond.


Rest easy knowing that Frank's Auto Credit offers a 60 day / 3,000 mile warranty on all of the quality, pre-owned vehicles we sell.


Had an accident? Need a car quickly? Not to worry, our buy here pay here dealership works to get you in a car the very same day you visit!


Our buy here pay here dealership has accumulated hundreds of positive reviews over the years for our customer service and quality selection of pre-owned vehicles.

5 Reasons to Call Frank's!

    ✓ We work with ANY credit score

    ✓ You can buy today and drive today

    ✓ Build your credit with on-time payments through us

    ✓ Low down payments and weekly payments

    ✓ Easy, simple car registration

Buy Here Pay Here Reviews From Real Customers

Our customers love us! Check out the hundreds of 5-star reviews our buy here pay here car lot has received!

Google Rating
Based on 295 reviews
Facebook Rating
Based on 5 reviews
Yelp Rating
Based on 7 reviews

linel D.
14:44 01 Apr 23
Bruce and the guys here are awesome get you in and out asap. Very easy to work with. They give you... the real family treatment not like the big car companies. I recommend this place as your first choice when it comes to car shoppingread more
Mitzia L.
20:22 30 Mar 23
Their quick and easy, and great staffing
Noel V.
05:27 28 Mar 23
Friendly workers Bruce is a GREAT salesman although was a little running back and forth on my end... and a little bit of a wait he maintained communication with me consistently!read more
Unique S.
20:20 24 Mar 23
Love it here!! Not my first time getting a car from this place, quick process as long as you have... everything. If you do you leave the same day with the car, great deals as well when purchasing a car from this place. All workers are great I’ve always had Bruce the best sales man to have. Definitely recommend!!!read more
savannah C.
16:17 24 Mar 23
excellent and fast service. Didn’t have a car i was interested in at first but called me the day... after with a car i fell in love with!read more
Jennifer B.
21:16 23 Mar 23
I had a wonderful experience at Franks, everyone was very nice and Keith was very helpful and... explained everything with such patience! I would definitely recommend to anybody and I will even purchase future vehicles from them! Got me into a car that I absolutely love with payments I can afford!read more
Alexandra P.
19:14 16 Mar 23
Bruce was extensively helpful
15:43 16 Mar 23
Pretty cool place respectful workers only issue is that you pay for ur car payments weekly or... biweeklyread more
William P.
17:05 15 Mar 23
Great place very friendly
Alexis C.
18:42 08 Mar 23
Great service very nice people 😊
Ronald K.
15:28 02 Mar 23
Frank’s auto credit was the only dealership to give me a chance. I have bad credit and they got me... into a vehicle with no hiccups. I would recommend this dealership to my friends and family. Thanks Bruce and everyone at Frank’ more
Kearria D.
21:42 01 Mar 23
Keith really helped me when I needed help desperately got me on the road in my new vehicle the same... day the whole process took about 2 1/2 hours so not bad at all. Would definitely recommend everybody go more
Frances R.
19:17 01 Mar 23
I came in and walked out with a car same day! Very helpful and understanding! Totally recommend!
Michelle D.
18:30 01 Mar 23
Great experience with Bruce! Love my new Mazda and he was great helping me along the way!
Bryan R.
16:06 27 Feb 23
Great Customer Service, Great Cars And Deals. Overall Great Dealership I Recommend Anyone Looking... For Car To Come Down To Franks Auto Credit And Walk Out With Your New Car Same more
Marylou G.
20:02 24 Feb 23
It's my second time coming to franks awesome service twice in arow friendly customer service too
15:01 18 Feb 23
Very friendly helpful guys. Been dealing with them for years great company to purchase cars from.
19:29 09 Feb 23
Beyond pleased! Wasn’t waiting around very long before I got the keys to my new car. 10/10 tell a... friend to tell a friend! #TeamKeithread more
richard F.
20:28 08 Feb 23
Good service and great people
andrea H.
16:11 03 Feb 23
Always such a wonder experience at franksI have been a customer of them for 4 plus years nowAnd... they always help with no matter what the issue isKeith Bruce MarkMike GiselleAnd all the mechanics do a wonderful job!I will always get my vehicles from them for as long as I can( my last car I got 271k miles on it )And my new car should get the same if not more !Thank you all so very much !!See you in a couple weeks for my oil change 🙂 lolread more
Andrea Edmonds L.
15:41 03 Feb 23
Bruce & Keith, good guys. Bruce was so patient, w/my purchase, very respectful and courteous in his... demeanor. Mark as well was accommodating and really tried to help get me in a car. If you need a good used car, not much money, they are your guys. Thank you more
Adelina P.
15:47 25 Jan 23
Absolutely great service, fast credit checks, professional service! Truly doesn’t get any better... than this! Thanks Bruce!read more
Wandy Rosado (.
22:37 17 Jan 23
I've been a custumer of Frank's auto for 15 years. I bought 3 cars from them very satisfy their... customer service awesome very friendlyVery professional more
jennifer W.
21:32 17 Jan 23
Keith was great 👍🏻 at getting me a loan and explaining everything to me the process... was easy and everything was done In house registration everything great experience highly recommend getting a car from them if you don’t have the best credit they will get you into a car 👍🏻read more
Random Ish w Sonja D.
21:39 10 Jan 23
I am so thankful for this place! Thank you, seriously.
Antonia H.
16:21 22 Dec 22
Great guy ! Bruce is awesome
Abigail F.
17:30 09 Dec 22
Very fast service, nice staff and happy to be a customer a second time! Worked with me in a... difficult situation and got me driving the same more
Jahbisha H.
22:33 08 Dec 22
Left with my car… Simple & easy
Christina C.
21:53 06 Dec 22
My mom went to get a new vehicle from franks and they treated her very well great place to get a... car from big thank you to this companyread more
Shannon C.
18:00 05 Dec 22
Bruce was absolutely AMAZING. Super fast, easy and reliable place. Second time buying a car here... and I would highly recommend them. Ask for Bruce!!read more

Contact Frank’s Buy Here Pay Here Car Lot

Visit our buy here pay here car lot at 285 Broad Street in Manchester, CT, give us a call at (860) 649-3000 or send us a message here and we’ll be in touch!

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