After the recession, millions of Americans found themselves with poor credit scores. Even if you were able to maintain your job, you may have found that financial hardship due to pay cuts, reduced hours, home foreclosure, medical expenses, and other factors caused your credit scores to plummet almost overnight. At Frank’s Auto Credit, we believe that hardworking people deserve a quality vehicle, regardless of their credit scores. If you’re in need of reliable transportation, here are five things you need to know about our company so that you can drive off our lot in an affordable, pre-owned vehicle.
No Credit Checks
Whether you’re one of the millions of Americans with lower-than-average credit, poor credit, or no credit, at Frank’s Auto Credit, it doesn’t matter. We don’t check into your credit history. In addition to making auto financing more accessible, this has another benefit. Every time a potential creditor checks your credit score, it drops your score by a few points. When you’re trying hard to rebuild your credit, the last thing you need is another ding.
At Frank’s Auto Credit, we finance the car ourselves. That means our customers are guaranteed to be approved for a car loan. As long as you’re 18 years of age or older and have a valid driver’s license, all we ask for is your two most current pay stubs, a phone bill for proof of residency, and a cash down payment which will vary based on the price of the vehicle you purchase.
Convenient When Money Is Tight
Sometimes, you find yourself in need of a reliable car at the worst possible time. That’s where Frank’s Auto Credit comes in. We make it convenient to purchase a quality vehicle even when money is tight and your credit has seen better days. We even offer an online credit application.
Frank’s Auto Credit sells a variety of quality used vehicles, including cars, trucks, vans, and SUVs. Our inventory varies, but we typically have well-respected makes including Chevy, Toyota, and Ford. We run a thorough safety inspection on each vehicle we sell and make any repairs needed to bring cars up to our standards. We’re so confident in the integrity of our vehicles, we offer a 60 day/3,000 mile warranty.
Flexible Financing Options
We offer flexible repayment options. You can choose whether you want to make weekly or bi-weekly payments based on what’s convenient for you. We even make it as easy as possible to pay. We accept payments over the phone or online through our convenient payment portal.