New to Buy Here Pay Here Dealers?


When you are considering purchasing a car from a Buy Here Pay Here dealership it is not uncommon to have concerns about how much you can expect to spend on a vehicle, down payments, and other pricing issues.  BHPH Dealers are common in some ways but quite different than traditional dealerships – let’s review some of these differences.

How Does The Car Buying Process Work?

How do Buy Here Pay Here dealers differ from other Used Car Dealers?   Where BHPH dealers differ are the way in which you will pay for the car and loan.  We, like many other BHPH Lots , offer a weekly payment plan which is unique to each vehicle.  The weekly payments fall around $100. Secondly, you’re paying us (Frank’s Auto Credit) directly – rather than a bank or financial institution.  Thirdly, we offer a fair down payment (usually around $1000) to get started.  Also, it should be noted that we GUARANTEE each and every vehicle loan regardless of your credit score.

What do you need to qualify? Here is a list of our requirements that are also common at other Buy Here Pay Here Lots:

  • Two Current Pay Stubs from your Employer.
  • A Phone Bill from where you reside.
  • A valid Driver’s License.
  • A cash down payment (the dollar amount varies depending on which vehicle is purchased)
  • You must be 18 years or older.

An Excellent Solution For Those With Bad Credit

If your credit is damaged a bank or credit union is more than likely not going to approve you for a loan. In the event that you were to be approved, and ran into financial distress, the bank may withhold from lending to you again. However, when you get your financing through a Buy Here Pay Here dealer you will find you will have a connection with the dealership and they will work with you to insure that you are able to pay off your loan successfully.

Looking For More Answers To Your Buy Here Pay Here Questions?

First and foremost you can CALL US! (860) 649-3000

Also, websites like BHPH Prices have been created to answer any and all of the questions that potential Buy Here Pay Here customers may have. These experts do the legwork for you so making the decision to shop with a Buy Here Pay Here dealer is a breeze.  Check them out!

Interested in taking the next step? Contact Frank’s today!

Frank’s Auto Credit